There remain five reasons to expect the $A to rise
Back in November we saw five reasons to expect a higher $A. These largely remain valid and the $A seems to be perking up again. Firstly, from a long-term perspective...
Mortgage versus super – a common dilemma
Posted at 15 Aug 2024
in General Interest
Conventional wisdom used to dictate Australians were better paying off their home loans, and then, once debt free turning their attention to building up their super. But with interest rates...
Is it worth salary sacrificing into super?
Posted at 15 Aug 2024
in General Interest
Let’s explore the ins and outs of salary sacrificing into your super and help you determine if it's worth considering as part of your financial strategy. We're all familiar with the...
How to determine asset allocation
Posted at 15 Aug 2024
in General Interest
Asset allocation is the process of dividing funds between different asset classes including cash, bonds, property and shares. This takes place as spreading resources across different asset classes can help...
Decoding cognitive biases: what every investor needs to be aware of
Posted at 15 Aug 2024
in General Interest
Common human biases that investors should understand when it comes to investing is extremely important. These biases are ingrained in human nature, leading to tendencies to oversimplify, rely on quick...
Artificial Intelligence (AI): what does it mean for investing?
Posted at 15 Aug 2024
in General Interest
AI is revolutionising the world of investing in ways previously unimaginable. Technological advancements have continuously reshaped the way we invest and manage our money. One such example that has been gaining...
A guide to active and passive investing
Posted at 15 Aug 2024
in General Interest
Investment funds can be broadly split into two categories – active and passive. And while both options play a part in an investment portfolio, it’s important to understand how each...
Economic and market overview – August 2024
Australian shares fared well in July, buoyed by suggestions that no further interest rate hikes will be necessary. With inflation coming off the boil, there was optimism that borrowing costs have...
Will cash remain king?
Posted at 19 May 2024
in General Interest
Cash has been one of the best performing defensive assets over the past three years. When compared with global bonds (a riskier asset class), a typical portfolio of term deposits...
Why it’s time to consider currency hedging your portfolio
Posted at 19 May 2024
in General Interest
With the Australian dollar trading below long-term averages and expected to rise as the US dollar peaks, it’s time to think about protecting overseas investments with hedging. The following are...