SRS Advice | 2017 May

Don’t let your emotions get in the way of smart investing

Posted at 15 May 2017 in General Interest by Strategic Retirement Solutions

It’s often said that the share market is driven by two emotions – fear and greed. While this might be an over simplification, it helps to explain investor behaviour and why so many people are unsuccessful at investing. Emotional investing refers to the way in which...

Your options in aged care explained

Posted at 15 May 2017 in General Interest by Strategic Retirement Solutions

With multiple avenues to explore, thinking about aged care earlier rather than later could provide you or your loved one with greater flexibility. It’s possible that in the future you, or someone close to you, may need some form of care or daily living assistance. With...

The clock is ticking on major changes to super that come into force on 1 July 2017.

Posted at 15 May 2017 in Superannuation by Strategic Retirement Solutions

The changes are wide-ranging and are likely to affect everyone’s retirement savings. But it can pay to plan ahead both to take advantage of the existing rules, and to make the most of the new super landscape. Here are some of the major changes and how...

The Australian housing market – what are the key issues?

Posted at 15 May 2017 in General Interest by Strategic Retirement Solutions

The cooling in the Sydney and Melbourne property markets evident in late 2015 in response to macro prudential tightening deployed by APRA has proved ephemeral. Price gains have reaccelerated and auction clearance rates & lending to property investors have rebounded. Over the last five years...

Should you lend money to family?

Posted at 15 May 2017 in General Interest by Strategic Retirement Solutions

You’re probably fairly used to helping your family out with a little extra cash here and there. Whether it’s pocket money for doing chores, or money to pay phone bills, go see a movie or buy clothes, for example. But what happens when they put their...

MARKET AND ECONOMIC OVERVIEW – May 2017

Posted at 15 May 2017 in Economic Updates by Strategic Retirement Solutions

Australia The Reserve Bank of Australia (RBA) Board met on 4 April and as widely expected, left the official cash rate on hold at 1.5%. At the time of writing the RBA also left the official cash rate on hold at its 2 May 2017...

Federal Budget 2017 – Snapshot

Posted at 10 May 2017 in Federal Budget Updates by Strategic Retirement Solutions

On Tuesday 9 May, the Federal Government handed down its Budget for the 2017–18 financial year. According to Federal Treasurer Scott Morrison, this year’s Budget is founded on the principles of fairness, security and opportunity. Mr Morrison claims that the government’s proposed measures will raise almost...