SRS Advice | Strategic Retirement Solutions

Understanding the difference between ESG, ethical and green investing

Posted at 23 Feb 2025 in General Interest by Strategic Retirement Solutions

For many investors, the promise of ESG (Environmental, Social and Governance) investing has been evasive.  Confusion around what “ESG Investing” actually is has led to many investors becoming disillusioned with their portfolios. So, what is “ESG investing”? Is this the same as ethical, responsible or green...

The ins and outs of geared share funds

Posted at 23 Feb 2025 in General Interest by Strategic Retirement Solutions

Geared share funds are high risk and high reward. When share markets are doing well, the returns can be very high, but the opposite is also true. We look at the pros and cons, and the role of geared share funds in a diversified investment...

Using the bucket strategy to make your money last longer

Posted at 23 Feb 2025 in General Interest by Strategic Retirement Solutions

How do you find the sweet spot between using your retirement savings to enjoy a comfortable standard of living, and investing so you won’t run out of money in the future? It’s a big question for many retirees. Two in three retirees (69%) are concerned about...

Winding up an SMSF

Posted at 23 Feb 2025 in General Interest, Superannuation by Strategic Retirement Solutions

There are no prescribed steps for winding up an SMSF, however there are a number of specific requirements that must be satisfied. Overview There are a number of reasons why a fund may need to be wound up including: The members have insufficient assets to justify having...

Goldilocks stayed for 2024, but what’s in store for investors in 2025?

Posted at 10 Dec 2024 in General Interest by Strategic Retirement Solutions

Key points The key themes for 2024 were: better than feared growth; global divergence; more disinflation; falling interest rates (but with Australia lagging); and more geopolitical threats (but not as bad as feared). As in 2023, returns were strong. 2025 is likely to see positive...