Granny flat arrangements within the context of the gifting rules
Retirees wanting to downsize their home may consider the option of living in a granny flat, or an extension to / spare room of a relative or friend's home. Money, the...
Should you use property to fund your retirement?
Posted at 22 Feb 2022
in General Interest
Should you use property to fund your retirement? Superannuation, shares, property, cash, other investments; a dizzying number of options are available when it comes to living comfortably through retirement. Financial advisers often...
5 money mistakes to avoid if you’re going guarantor
Posted at 22 Feb 2022
in General Interest
Nearly 40% of Aussies said it took them between two and five years to save for a deposit on a home, while 25% said it took them between five and...
Constructing a retirement portfolio in a low return world
Posted at 22 Feb 2022
in General Interest
Portfolio construction is a much-used term that can be misunderstood. Fundamentally, the term portfolio construction refers to the process of selecting investments to create the optimal balance of risk and...
What is equity and how can I use it to invest?
Posted at 22 Feb 2022
in General Interest
Whether you're looking to invest in property, renovate or pay off something big, borrowing against the equity in your home may be helpful, if you’re across the risks. The equity in...
Do you value your assets more than yourself?
Posted at 22 Feb 2022
in General Interest
Value is a funny thing. One person’s trash can be another person’s treasure, as the old saying goes. The value we place on something tends to be very individual, and...
Economic Update
Posted at 22 Feb 2022
in Economic Updates
Introduction Investors continued to focus on rampant inflation and, in turn, potential changes in monetary policy settings. By the end of January, five interest rate increases in the US had been priced...
What’s next for the Australian and global economies?
Key points: 2022 is likely to be the year COVID-19 goes from being an epidemic to endemic. Expect ongoing global economic recovery, albeit with bumps along the way. The spike...
Market volatility during COVID-19
Posted at 15 Nov 2021
in General Interest
Market volatility refers to extreme price movements over a given period. These movements may occur in a particular area, such as real estate or shares, and may be upward or...
An overview of the main residence CGT exemption
Posted at 15 Nov 2021
in General Interest
Generally, a property, including a taxpayer's main residence, ie their family home, is considered to be a Capital Gains Tax (CGT) asset. When CGT assets are sold, taxpayers may be liable...