Review of 2019 – Outlook for 2020
Key points 2019 saw growth slow, recession fears increase and the US trade wars ramp up, but solid investment returns as monetary policy eased, bond yields fell and demand for...
What assets can you have before losing your pension
There are many benefits to receiving a pension or even a part pension, but there are limits to what level of income or assets you can have to be eligible. Regarding...
Tips for boosting retirement savings and investments in a lower-for-longer world
Posted at 17 Nov 2019
in General Interest
Retirees now face a bold truth: investing in traditional safe haven assets do not provide the returns they once did. So, where to from here? The first thing is to accept...
The search for dividend yield in a low-growth environment
Posted at 17 Nov 2019
in General Interest
Investors have faced a low-growth environment with low yield for some time now and this does not appear to be changing anytime soon. Global economic activity is slowing notably, reflecting a...
Putting a value on your potential
Posted at 17 Nov 2019
in General Interest
What is your most financially valuable asset? The answer to this question could be quite different depending on your age. A younger person may say their car or a possession,...
Do falling markets signal a good time to open an SMSF?
Historically, self-managed super funds (SMSFs) have been seen as a direct way to take control of your retirement savings. By taking charge of your investment selection and asset allocation, there...
Going solo in retirement
Posted at 17 Nov 2019
in General Interest
While divorce rates have fallen in Australia in recent years, there is one age group where it’s becoming more common. In the two decades to 2017, the divorce rate for...
Economic Update
Posted at 17 Nov 2019
in Economic Updates
Market and Economic overview Australia Australian interest rates were lowered by 0.25% to 0.75% in October but left unchanged in November. Most observers expect borrowing costs to be lowered further in the...
6 ways to stay well in retirement
Posted at 17 Nov 2019
in General Interest
A fulfilling retirement isn’t just about money, it’s about staying healthy, active and connected. So much of preparing for retirement is about the dollars and cents: Working out whether a transition...
Plunging bond yields & weak share markets – what does it mean for investors?
Key points Worries about the US trade wars and global growth are continuing to cause volatility in investment markets. While the risks have increased, we remain of the view that...